MEDICAL


Many working Americans are not prepared to pay for expenses that may occur due to accidents.  The unexpected cost of hospitalization and emergency-room care can cost more than an average family can afford.  Medical Expense insurance provides protection to families not only for accidental injury but also for the occurrence of an accidental death.  If you want a little more piece of mind, we provide additional protection.


Covered Services:
    • 24-hour Accident Coverage (Non-Occupational)
    • Hospital room and board and general nursing care, up to the semi-private room rate
    • Hospital miscellaneous expense during hospital confinement such as the cost of the operating room, laboratory tests, x-ray examinations, anesthesia, drugs (excluding take-home drugs or medicines, therapeutic services and supplies)
    • Doctor’s fees for surgery and anesthesia services
    • Doctor’s visits, inpatient and outpatient
    • Hospital Emergency care
    • X-ray and laboratory services
    • Prescription drug expense
    • Dental treatment for injury to sound natural teeth
    • Registered nurse expense
    • Accidental Death and Dismemberment with 2 times the amount of the Medical Accident Expense

       

       

       

       

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