Discount Medical Plan

With today’s rising health care costs, you may not have access to an affordable health insurance plan. Get on the path with access to benefits and health care discounts to significantly reduce your out-of-pocket costs.

PanaCare Discount Medical Plan provides a solution at a price many can afford.

We understand that you are concerned with managing today’s rising cost of health care. With PanaCare, you can take control and manage these costs while maximizing your health care dollars.

For more information

Physician and Hospital

• Save 10% to 40% at over 285,000 participating physician offices, facilities and hospitals throughout the U.S.
• Members may be required to pre-register before receiving hospital services                                                                                                          
  Hospital benefit is not available for use in MD.

Doctors by Phone

• Consult A Doctor™ services save members time and money with telephone access to a physician from any phone, 24 hours a day, 7 days a week.  Physicians recommend treatment, diagnose medical problems and prescribe short-term medication, when appropriate.
• Consult A Doctor™ physicians do not prescribe controlled medications. Consult A Doctor™ is not insurance. Consult A Doctor™ does not replace your primary care physician. Consult A Doctor™ will not prescribe medications for Oklahoma residents.

Pharmacy 

• Save 10% to 85% on most acute-care medications at over 60,000 participating locations, including independent, national and regional chain pharmacies such as Wal-Mart, CVS and Walgreens. Convenient online pricing utility lets you look up the discounted prescription pricing and compare pricing at various pharmacies.
• The Mail Order Prescription Plan delivers your maintenance medications directly to your door with no shipping or dispensing fees.

Pharmacy discounts are Not Insurance, and are Not Intended as a Substitute for Insurance

Vision

• Save 20% to 60% off normal retail on frames, lenses and specialty items at over 12,000 optical centers nationwide including LensCrafters, Pearle Vision and Sears Optical.
• Save 10% to 30% on eye exams
• Save 40% to 50% off the overall national average on LASIK and other laser surgery procedures
• Save 10% to 40% on most mail order replacement contact lenses. Most major brands of soft and gas permeable lenses are available including disposable, toric and bifocals 

 Dental

• Save 15% to 50%* on everything from general dentistry and cleanings to root canals, crowns and orthodontia at over 92,500** dental providers nationwide.

   *  Actual costs and savings vary by provider, service and geographical area.