DENTAL


Routine dental visits can result in early detection of many health issues. This is why we believe that dental benefits should be an integral part of your overall insurance plan. Our members benefit from discounted provider prices through one of the industry’s largest preferred provider networks with dentists at over 125,000 locations.

Members or covered dependents needing dental care, can visit any dentist or specialist of their choice. If they choose to visit a dentist from our Network, they can save money and stretch their annual plan maximums further.

Members have access to an easy to use website and a toll-free number to locate nearby network dentists.

 

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HIGHLIGHTS:
  • Fully Insured
  • No Deductible
  • No Waiting Periods
  • Covered services pays at 80%-90%
  • Access to a National Dental Provider Network for discounts on covered services
  • $1,000 calendar year maximum for each employee and dependent
BENEFITS:
  • 2 routine examinations per calendar year
  • 2 prophylaxis (cleanings) per calendar year
  • 1 series of bitewing X-rays per calendar year
  • Fillings and simple extractions
  • Preauthorization of benefits if dental work exceeds $200
  • Out-of-Network claims paid up to the 85th percentile of UCR